Conduit Scotland are a wholly owned subsidiary of Five Lamps, a social enterprise which offers services to create opportunities and transform lives.
We’re a different kind of lender, as a Community Development Financial Institution (CDFI), we take our responsibilities and commitment to our customers and stakeholders very seriously. We are here to support people, families and communities by offering lower cost, affordable and flexible loans that best fit with the circumstances of each individual. Everyone is different and everyone has a different story. We recognise, that people face financial crisis for a wide range of reasons and that’s why our team consider all applications regardless of credit history. You’ll be reassured to know that we are regulated and monitored by the Financial Conduct Authority.
Additionally, we work closely with local services to signpost to further help, support and advice in the community. Please click on our Advice and Support tab at the top of the page for more information about our work with local partners and see our partner information leaflet.
And in partnership with the Money Advice Service, local authorities and community based agencies, we’re contributing to the long term financial sustainability of individuals and communities by being part of a network that builds financial strength, creates opportunities and improves the lives of many people.