Lending Fairly. Changing Lives

Fast. Fair. Flexible.

A community lender you can trust.

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112.9% APR Representative

Want to know how much? Use our slider to calculate your repayment

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Please note: the above is an illustrative quote only and payment amounts and dates may vary. Terms & Conditions Apply.

Borrowing £250 over 26 Weeks Would cost you £11.31 per week

The total you would repay is £294.06

An admin fee of 5% (minimum £10) applies to all approved loans, which is deducted from the loan amount awarded

The table provides examples of repayments for loans over 26 or 52 weeks only, however we offer flexible repayments from 4 to 52 weeks. For a bespoke quote to your individual circumstances, please call us on 0300 111 0559.

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*For loans of £100 we would not lend over a 26 week term or 52 week term unless affordability was an issue.

Representative example: A £400 Conduit loan over 52 weeks; monthly rate of interest 7.12%; total charge for credit £165.48; 112.9% APR Representative; loan duration 52 weeks; Total repayable £565.48; Payment 52 weeks of £10.49. Example correct at time of publishing (February 2018).

Competitive Rates

Take this example: If you borrow £400 over 52 weeks
112.9% APR Representative


You Pay
112.9% APR*



You Pay
299.3% APR*


* An admin fee of 5% (minimum £10) applies to all approved loans, which is deducted from the loan amount awarded

* Example correct at time of publishing (February 2018)

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Welcome to Conduit Scotland

A fair and affordable loan service

Our team know there are times when we all need a little extra help on the money front, and in those times of need we can provide loans of up to £1,000. As a fair and affordable lender, we make it quick and easy to bridge the money gap when you need it most.

Fast. Fair. Flexible.

Borrow with a community lender you can trust.

APR 112.9% Representative

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Prefer to apply by phone? Call us on: 0300 111 0559

Calculate Weekly Repayments

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99.4% of customers would recommend us
99.9% of our customers trust us

I’ve been with Conduit for 8 years now and found getting loans great, with small interest and a nice easy affordable payment scheme.
The ease of applying and getting the loan is really good as other lenders make things hard work and stressful.
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6 reasons to borrow from us

Easy to apply

Fast. Fair. Flexible

Cheaper than most lenders*

No hidden fees

Online, telephone & face to face services

99.4% of customers think we’re great!

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Question? Get in touch with our team: 0300 111 0559