Welcome to Conduit Scotland

A fair and affordable loan service

Our team know there are times when we all need a little extra help on the money front, and in those times of need we can provide loans of up to £1,500. As a fair and affordable lender, we make it quick and easy to bridge the money gap when you need it most.

Community Development Financial Institution

We are a community development financial institution (CDFI) which means we support customers who cannot access personal loans from mainstream lenders, by offering a cheaper rate in comparison to high cost lenders.

Responsible Lender

We are proud to be a responsible lender, where we ensure our loans are affordable, there is no hidden costs and our customers are treat fairly.

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Competitive Rates

Check out this example
If you borrow £500 over 52 weeks.
166.73% APR Representative.
Compared to some lenders, we can save you up to £140.00 in interest.

Conduit

You Pay
£792.92
£14.96 per week
166.73% APR*

Representative

Provident

You Pay
£936.00
£18.00 per week
299.3% APR*

Representative

Savings: £143.08

Representative example
A £500 Conduit loan over 39 weeks; total amount repayable £720.12 made up of £15 admin fee (taken from loan amount advanced); 39 repayments of £18.08 per week. Interest rate 92.27% p.a. (variable). 171.94% APR Representative. 3% variable admin fee.
Examples taken from company websites and correct at time of publishing.

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How much would you like to borrow?

£200

How long for?

26
Weeks

6
Months

Please note: the above is an illustrative quote only and payment amounts and dates may vary. Terms & Conditions Apply.

Borrowing £200 over 26 weeks would cost you £9.74 per week

The total you would repay is £259.24*

The amount and payment term you have selected is not currently available by our online portal. Your loan may be offered depending on your affordability and circumstances. Please contact us for more information.

*Including 3% variable admin fee.

The table provides examples of repayments for loans over 26 or 52 weeks only, however we offer flexible repayments from 4 to 52 weeks. For a bespoke quote to your individual circumstances, please call us on 0300 111 0559.

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Representative example: A £500 Conduit loan over 39 weeks; total amount repayable £720.12 made up of £15 admin fee (taken from loan amount advanced); 39 repayments of £18.08 per week. Interest rate 92.27% p.a. (variable). 171.94% APR Representative. 3% variable admin fee.

Prefer to apply by phone? Call us on: 0300 111 0559

99.4% of customers would recommend us

99.9% of our customers trust us

Very easy to use also staff are so understanding. Great company will continue to use yourselves and would recommend to friends and family.

Josephine, Broxburn

A personal touch is given to customer and I was kept informed. Excellent level of service.

John, Kirkcaldy

The first resort to go to when I need an extra financial input. Paying back is painless.

Ian

It is very easy to apply for a loan with Conduit Scotland and I had a very quick response.

Irene, Glasgow

Even though I was turned down this time for the loan, the follow up call was great as now I might be able to get my credit history sorted for the future. also I haven't looked at energy costs in years and would not have done without this help.

Robert, Kirkcaldy

As a low cost loan provider Conduit definitely helps with access for low income households. Getting a loan from Conduit was unexpected as my credit rating is terrible. This has helped me to increase my score. Very helpful and knowledgeable staff and very nice people.

Philip, Falkirk

6 reasons to borrow from us

Easy to apply

Community Lender

Cheaper than most lenders*

No hidden fees

Online, telephone & face to face services

99.4% of customers think we’re great!

Calculate Loan FAQ's

Question? Get in touch with our team: 0300 111 0559