Lending Fairly. Changing Lives

Fast. Fair. Flexible.

A community lender you can trust.

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99.8% APR Representative

Want to know how much? Use our slider to calculate your repayment

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How long for?

Please note: the above is an illustrative quote only and payment amounts and dates may vary. Terms & Conditions Apply.

Borrowing £250 over 26 Weeks Would cost you £11.31 per week

The total you would repay is £294.06

The table provides examples of repayments for loans over 26 or 52 weeks only, however we offer flexible repayments from 4 to 52 weeks. For a bespoke quote to your individual circumstances, please call us on 0300 111 0559.

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*For loans of £100 we would not lend over a 26 week term or 52 week term unless affordability was an issue.

Representative example: A £400 Conduit loan over 52 weeks; total charge for credit £157.96; 99.8% APR Representative; loan duration 52 weeks; Total repayable £557.96; Payment 52 weeks of £10.73. Example correct at time of publishing (July 2018).

Competitive Rates

Take this example: If you borrow £400 over 52 weeks
99.8% APR Representative


You Pay
99.8% APR*



You Pay
299.3% APR*


* Example correct at time of publishing (July 2018)

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Welcome to Conduit Scotland

A fair and affordable loan service

Our team know there are times when we all need a little extra help on the money front, and in those times of need we can provide loans of up to £1,000. As a fair and affordable lender, we make it quick and easy to bridge the money gap when you need it most.

Fast. Fair. Flexible.

Borrow with a community lender you can trust.

APR 99.8% Representative

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Prefer to apply by phone? Call us on: 0300 111 0559

Calculate Weekly Repayments

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99.4% of customers would recommend us
99.9% of our customers trust us

I’ve been with Conduit for 8 years now and found getting loans great, with small interest and a nice easy affordable payment scheme.
The ease of applying and getting the loan is really good as other lenders make things hard work and stressful.
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6 reasons to borrow from us

Easy to apply

Fast. Fair. Flexible

Cheaper than most lenders*

No hidden fees

Online, telephone & face to face services

99.4% of customers think we’re great!

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Question? Get in touch with our team: 0300 111 0559