Welcome to Conduit Scotland
A fair and affordable loan service
Our team know there are times when we all need a little extra help on the money front, and in those times of need we can provide loans of up to £1,500. As a fair and affordable lender, we make it quick and easy to bridge the money gap when you need it most.
Fast. Fair. Flexible.
Borrow with a community lender you can trust.
APR 99.8% Representative
Our loans are also substantially more affordable compared to these other lenders….Morses, Provident, Everyday Loans, Sunny, Loans at Home, Forth Financial Services, Satsuma, Skyline Direct, Handycash Home Credit and so many others. Borrowing from us, instead of buying from Brighthouse will also save you money and give you more choice. It’s very easy to apply and loans are designed to suit you!!!

The table below provides examples of repayments for loans over 26 or 52 weeks only, however we can offer flexible repayments from 4 to 52 weeks. For a tailored quote for your individual circumstances please contact one of our shops.. For a tailored quote for your individual circumstances please contact one of our shops.
How much would you like to borrow?
£100
How long for?
26 Weeks
6 Months
Borrowing £250 over 26 Weeks Would cost you £11.31 per week
The total you would repay is £294.06
The amount and payment term you have selected is not currently available by our online portal. Your loan may be offered depending on your affordability and circumstances. Please contact us for more information.
*For loans of £100 we would not lend over a 26 week term or 52 week term unless affordability was an issue.
Competitive Rates
Representative example: A £500 Conduit loan over 52 weeks; total charge for credit £197.32; 52 repayments of £13.41 per week. Repay £697.32 at 99.8% APR (Fixed). Compared to some lenders, we can save you up to £230.00 in interest. See below comparisons of how much you pay back for a £500 loan over 52 weeks.
You Pay
£697.32
£13.41 per week
99.8% APR*
Representative
You Pay
£936.00
£18.00 per week
299.3% APR*
Representative
Savings: £238.68
You Pay
£910.00
£17.50 per week
272.2% APR*
Representative
Savings: £212.68
You Pay
£994.76
£19.13 per week
3% APR*
Representative
Savings: £297.44
Examples taken from company websites and correct at time of publishing (May 2019). In addition to interest saved, we charge no admin or hidden fees.
Apply online here